Wild Fires Causing Pollution Losses

environmental Strategist®, between the lines:  In follow up to our recent article on “Natural Disaster Seasons Are a Great Time To Talk Pollution Insurance”, please see the article below that reviews pollution liabilities created by wildfires.  These same contaminants are released during a residential or commercial building fire. Fire policies typically exclude coverage for the…

It’s Spring Time and The Smell of Meth Is In The Air

environmental Strategist, between the lines:  Meth labs are a huge environmental hazard that can impact each and every one of us.  Meth labs can be found in places such as homes, trailers parks, apartments, automobiles, hotel rooms, commercial buildings, storage units, or as the link below points out, mother nature.  From the US Forest Service…

eS on Illegal Disposal of Waste

Environmental Strategist, between the lines:  Illegal disposal of waste in the United States is a tens of billions of dollars a year industry.  Illegally disposed of waste migrates onto third party properties placing people and our environment in harm’s way. The hard part is identifying a business that illegally disposes of waste.  In fact, chances…

eRMI on Exposures for Building Owners – Contaminated Caulk At Hartford School Well Above Federal Limit

environmental Strategist™, between the lines:  Sick building syndrome is potentially a huge environmental exposure for building owners.  According to the EPA, indoor air quality can be two to five times more toxic than outdoor air.  See the simple example below. The core function of an environmental Strategist™ (eS) is to assist businesses to manage and transfer…

Green But Not Clean

Recycling may be the right thing to do, but it carries its own set of risks. By: Susannah Levine  Risk & Insurance The recycling industry is poised to continue growing as humans put greater stress on the planet, and technology allows more efficient extraction of useful materials from spent products. Although recycling may be green, the…

Quality Environmental Insurance Leads

As your environmental team member, one value added service eRMI performs is assisting you to drive your growth and profits with pollution liability insurance. That means we have to first guide you to quality leads.  Next, deliver environmental educational resources so your clients can determine if pollution liability insurance can add value to their business…

More water problems hit Town of Jackson residents Friday

environmental Strategist, between the lines:  Fact:  when businesses analyze their environmental exposures they generally focus on their exposure to clean up costs should a spill / release / exacerbation… of pollutants take place.  In reality, the cost to clean up a spill / release / exacerbation… of pollutants is far less than the claims /…

Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90%

In Today’s Business Environment, Successful Businesses Use Organic Strategies To Add Value Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90% Today’s globally transparent business environment, feeding off the information highway, has brought an end to some traditional business/sales theories. In a global economy, commodity…

environmental Risk Assessment (ERA) Initial Survey

The foundation of an environmental Management Strategy (eMS) is the environmental Risk Assessment (eRA). An eRA identifies the various direct and indirect environmental issues impacting a business. An eRA does not attempt to meet any specific governmental standards or follow specific due diligence models that have been developed such as All Appropriate Inquiry (AAI), ASTM…