Episode 2 explores Environmental Financial Assurance (EFA)—what it is, why it exists, and why it matters more than ever in today’s economic and regulatory environment. Chris and Brooks trace the origins of EFA back to Superfund and federal regulation, explain how contracts and indemnification provisions often leave companies unknowingly self insuring, and break down why insurance is frequently the most practical solution for meeting EFA requirements.
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Introducing the Environmental Strategist Podcast!
Our podcast series features ERMI’s Chris Bunbury and Brooks Bunbury breaking down why environmental exposures affect every business—even those that don’t think of themselves as “polluters.”
Grow your sales and smash your hit ratio
This strategy outlines a comprehensive approach to enhancing all your P&C insurance sales and increasing your hit ratio utilizing environmental insurance. ERMI field tested and proven sales strategy: Prospect for new business 90 days after renewal Three main reasons this strategy is effective: Every business is impacted by environmental exposures Only a small percentage of…
ERMI on TRIA Coverage
Environmental Financial Assurance for Terrorist Attacks (scic.com)
What are Natural Resource Damages In Pollution Policies?
As an environmental insurance wholesaler, Environmental Risk Managers, Inc. (ERMI) regularly fields calls from retail agents who went direct to an environmental insurance carrier for an indication, they are not familiar with coverage and could we offer some insight. In a recent conversation with an agent, I mentioned there were some coverages not being offered…
ERMI on Environmental Exposures Impacting The Cannabis Industry
It’s well known the cannabis industry is highly regulated and subject to a variety of environmental laws / regulations. Cannabis is also an agricultural product with cultivators, processors, laboratories, transporters, landlords, dispensaries & retail operations all part of the business model. We know the agriculture industry is impacted by a cornucopia of environmental exposures. Agricultural…
Environmental Exposures Impacting the Cannabis Industry Create Need For Environmental Financial Assurance
It’s well known the cannabis industry is highly regulated and subject to a variety of environmental laws / regulations. Cannabis is also an agricultural product with cultivators, processors, laboratories, transporters, landlords, dispensaries & retail operations all part of the business model. We know the agriculture industry is impacted by a cornucopia of environmental exposures. Agricultural…
Widening Scope of PFAS Lawsuits Tightens Environmental Underwriting Restrictions
Widening Scope of PFAS Lawsuits Tightens Environmental Underwriting RestrictionsWidening Scope of PFAS Lawsuits Tightens Environmental Underwriting Restrictions (iamagazine.com)
4 Environmental Exposures Impacting Commercial Clients
4 Environmental Exposures Impacting Commercial Clients4 Environmental Exposures Impacting Commercial Clients (iamagazine.com)
Who Are Your Neighbors?
In light of the recent train derailment environmental disaster in Ohio, this article on “Who Are Your Neighbors” and the environmental exposures created by neighbors should resonate with every commercial insured you work with: https://www.scic.com/who-are-your-neighbors/