Remediation Contractors

Environmental exposures include hazardous air emission from incomplete abatement; inaccurate post-abatement certification; impacting underground structures from subsurface investigation activities; cross contamination of aquifers due to improper design, selection of materials, equipment leading to remedial system failure; and more.

Lawsuits filed for contamination after Hurricane Harvey

Each year, the losses from Natural Disasters continue to rise.  In correlation, we are seeing a rise in the number of lawsuits for environmental liabilities caused by Natural Disasters.  For businesses located in areas impacted by Natural Disasters, part of “Best Practices” is having a financial assurance strategy in place. As ERMI has coached in…

ERMI on Contractors Operating Facilities

Continuing with our environmental risk management series for contractors, you will find attached an environmental Risk Assessment (eRA) for pollution exposures impacting Contractors Operating Facilities. So often we strategize on the pollution exposures impacting contractors while operating in the field but what about their office / shop / equipment storage… operations that support their in…

Miss-Delivery of Product

environmental Strategist, between the lines:  Miss-delivery of product is a huge environmental exposure most businesses do not consider.  The article below highlights how in one of the most regulated industries, Nuclear, miss-delivery of products takes place.  How easy is it for less regulated raw materials and products? How would you like to find out a…

Internet Pollution Liabilities

environmental Strategist between the lines:  Facebook, Amazon, Google, Alibaba… have become the latest distribution networks creating products pollution and other environmental liability exposures for your commercial insureds.  Countries such as China who has brought us such contaminated products as dry wall, wood floors, lead laced children toys and Mardi Gras necklaces, dog food…, are now…

ERMI on Contractors

Contractors continue to be the number one class of business Environmental Risk Managers, Inc. (ERMI) writes for our Partner Agencies. The vast majority of this is being driven by contracts requiring contractors to evidence Contractor’s Pollution Liability (CPL) insurance in order to perform their construction services. “Back in the day” it was not uncommon for…

Wild Fires Causing Pollution Losses

environmental Strategist®, between the lines:  In follow up to our recent article on “Natural Disaster Seasons Are a Great Time To Talk Pollution Insurance”, please see the article below that reviews pollution liabilities created by wildfires.  These same contaminants are released during a residential or commercial building fire. Fire policies typically exclude coverage for the…

It’s Spring Time and The Smell of Meth Is In The Air

environmental Strategist, between the lines:  Meth labs are a huge environmental hazard that can impact each and every one of us.  Meth labs can be found in places such as homes, trailers parks, apartments, automobiles, hotel rooms, commercial buildings, storage units, or as the link below points out, mother nature.  From the US Forest Service…