What is a pollutant?

What is a pollutant? Any material, substance, product, etc… which is introduced into an environment for other than its intended use / purpose. Fresh water, cheese, and milk have all been classified as pollutants by Insurance Carriers under various circumstances. What pollutants are impacting your clients?

Ever y business is impacted by environmental exposures… If you are not discussing environmental insurance with your clients, when they experience an environmental loss your E&O insurance may be the only coverage they have.

For more than 20 years environmental Risk Managers, Inc. (eRMI) staff of certified environmental Strategist™
has assisted retail insurance agents with their client’s environmental insurance needs. You get paid the same
commission if you go direct to the market place or work through eRMI, which means for those agents that work with eRMI, we become another source of revenue.

We have established relationships with the major carriers offering pollution coverage, unsurpassed knowledge of the marketplace, and the capabilities to handle everything from your average small business to Fortune 500 companies. eRMI has the knowledge, experience and resources necessary to assist you in managing your clients needs, and adding value to your daily operations while becoming your trusted business partner.

Environmental Coverage’s eRMI can assist you with

  • Environmental Impairment liability Coverage – site specific (EIL)
  • General Liability and / or Products Pollution
  • Contractors Pollution Coverage (CPL)
  • Professional Liability Coverage (E&O)
  • Property Transfer Coverage
  • Secured Creditor Coverage
  • Surety
  • Transportation Pollution Liability (TPL)
  • Umbrella/Excess Coverage Including pollution
  • Underground and Above Ground Storage Tanks (UST or AST)
  • Clean up cost cap coverage
  • Closure and post closure care
  • Risk Transfer / Risk Funding
  • Workers compensation

Risk Management, Education and Insurance Strategies/Consulting

  • Environmental Risk Assessments
  • Current coverage analysis with proper coverage recommendations
  • Strategy sessions with Agents and Insured’s
  • Education via Webinars, Live Seminars, Onsite consulting, Email’s of environmental news/updates, and teleconferences

eRMI, is much more than just a wholesaler! For more information on how eRMI can assist you please contact

Parker Bunbury – Email: parkerbunbury@gmail.com Phone: 231-218-1118 www.environmentalriskmanagers.com