Environmental exposures include Renovation, Repair and Painting (RRP) Federal Law of 2010; Disturbing / impacting / exacerbating asbestos, lead, mold, etc.; spills at job site or during transport; Toxic Release Inventory (TRI) chemicals and more.
Category: Risk Management
Commercial Livestock Operations
Environmental exposures include storage, use and disposal of fertilizers, pesticides (Glyphosate), and herbicides; Animal waste management; Disposal of liquid wastes in septic or leach systems
Commercial Janitorial Contractors
Unlike most liability exposures impacting Commercial Janitorial Contractors, pollution losses are not a frequency risk, but rather a severity risk.
Commercial Farming
Commercial farmers should be aware that pollutants (such as pesticides, herbicides, fertilizer, etc.) are excluded from coverage on most GL policies. And GL policies that do provide pollution coverage typically do so on a limited basis.
Commercial Contractors
Environmental Exposures Impacting Commercial Contractors include release of fuels & fluids, spills, storm water runoff, pre-existing contamination, mold, waste water and more.
Beverage Distributors
Pollution liabilities include transport, spills, fire, leaks, and more.
Auto Salvage Yards
Automobile parts cover a variety of segments, each facing their own unique environmental exposures, including metals, ceramics, plastics, rubber, textiles, batteries, electronics, oils, lubricants, etc.
Auto Dealers & Service Garages
Claims resulting from a “pollution incident” are excluded from most general liability policies, which leaves commercial insureds with gaps in coverage.
Auto / Equipment Servicing & Repair Garages
In every area of vehicle servicing, repair, and body shop operations there is potential for environmental risk.
Asphalt & Paving Contractors
Environmental Exposures Impacting Asphalt & Paving Contractors include air emissions, materials, spills, groundwater contamination & more.