environmental Strategist between the lines: In the last couple of years I have sent out more articles on Legionella than any other environmental subject. Why, because after years of monitoring Legionella the amount of attention focusing on this pollutant has increased dramatically. As you will see in the links below, there are a variety of…
Category: Featured
TEAMing with Bankers to Drive Insurance Sales
For decades, Bankers have utilized environmental indemnifications in their loan documents as protection from environmental liabilities. Then in the mid 1990’s Phase I / II… environmental site assessments were added as another layer of defense for a Bankers lender liability exposure on real estate transactions. In basic terms, environmental indemnifications and Phase I’s have been…
City Sues Firefighter Foam Makers Over Water Contamination
environmental Strategist, between the lines: In a past article, “Must Read For Insurance Professionals That Sell Commercial Fire Insurance Policies,” I strategize why insureds need a financial assurance plan before a fire occurs to address environmental liabilities caused by fires. After a fire occurs, insured’s need monies to address the contamination left behind by the…
Natural Disaster Seasons Are A Great Time To Talk Pollution Insurance
2017 Set Record for Losses from Natural Disasters: Insurers are set to pay out a record $135 billion to cover losses from natural disasters. As ERMI has coached in the past, Natural Disaster Seasons (NDS, i.e. Flooding, Tornados, Forest Fires, Hurricanes, earthquakes…) are a great time to talk pollution. Did you know most pollution policies…
Families Sue Schools, State, Monsanto Over Chemical Pollution
environmental Strategist, between the lines: Educational institutions are one of the most at-risk businesses for environmental liabilities. We know for a fact that our youth are some of the most susceptible to environmental exposures, as they’re still developing. I could strategize at length on the advantages for educational institutions to transfer their environmental liabilities to…
Drum Refurbishing: Who Are Your Neighbors?
environmental Strategist, between the lines: A huge environmental exposure most businesses do not think about comes from their neighbors. When an environmental engineer conducts a Phase I site assessment they do a minimum of a 2-mile radius search of the subject property to see if any neighbors have been identified as contaminators that can impact…
Trouble in the Magic Kingdom
eS, between the lines: In the past couple of years I have observed a significant increase in the number of Legionnaires’ outbreaks making the news. When I make a statement like that it means you need to be strategizing with your insureds about their exposure to Legionnaires’ Disease. ERMI has sent out several articles on…
Sorry Charlie!
Sorry Charlie! environmental Strategist®, between the lines: eS can’t understate the reputational risk associated with environmental liabilities. The article below on StarKist Tuna being fined and penalized for a variety of environmental violations is a reputational risk. Unfortunately, since it happened on the American Samoa and not the mainland, it won’t get the same news…
Environmental Risk Managers “Business Professionals” Series #2, TEAMing with Attorney’s To Drive Insurance Sales
Of all the “business professionals” (i.e. attorney’s, accountant’s, banker’s, realtor’s, environmental engineers) we are highlighting in the ERMI TEAMing with “Business Professionals” series, attorneys represent the lowest hanging fruit for insurance professionals to TEAM with. There are several reasons for this which we will cover in this competitive environmental intelligence but mainly, attorneys tend to…
TEAMing With “Business Professionals” To Generate Insurance Sales
To assist you to grow your insurance sales, environmental Strategist® has developed this competitive environmental intelligence series on executing a TEAM SPORT strategy. After more than 25 years of operating a specialty environmental insurance wholesale operation, I have observed one common denominator successful insurance professionals share, they are continually looking for new opportunities. Since every…