environmental Strategist, between the lines: The link below is an excellent example of Environmental Economics (EE) and why Mother Nature is transitioning us away from our current economic platform. What is Environmental Economics (EE)? Under what I term our current “Slash & Trash” economy the environment is a subset under the economy. With EE, it’s…
Category: Featured
The Three Main Benefits of Pollution Liability Insurance
environmental Strategist, between the lines: The majority of insureds and for that matter, insurance professionals, think about pollution policies offering coverage to clean up a pollution liability. While that is true, I do not believe cleanup is one of the top three benefits offered in pollution policies. Pollution Liability Insurance Policy Benefit #1: Defense coverage. …
PFA’s
environmental Strategist, between the lines: Introduction to PFAS. If you are not familiar with Per- and polyfluoroalkyl Substance or PFAS you need to be and after you read this competitive environmental intelligence you will understand why. Due to PFAS pollution, environmental laws are changing. PFA’s are used for their resistance to heat, water, oil and…
Pollution Insurance Opportunities in the Automotive Space
If you have insureds in the automotive business space (i.e. auto dealers, collision repair, general auto repair, auto salvage, retail auto parts / tire store…) it’s important they understand the vast array of environmental exposures impacting their operations. The goal of this environmental Risk Assessment (eRA) “Auto Dealers & Repair Shops” is to educate your…
New Silica Rule
environmental Strategist, between the lines: What is silica? Silica is one of the most common minerals in the earth’s crust. There are two forms of silica, crystalline and non-crystalline. Crystalline silica, also referred to as quartz, is a common mineral. It’s found in soil, sand, granite, concrete, rock, artificial rock, gravel, clay and many other…
Is coffee or a cleaning compound in your cup?
environmental Strategist, between the lines: A mistake is made by an employee who forgets to unhook the cleaning solution from the Latte machine and a pregnant woman gets served a cleaning compound instead of a latte. https://www.nytimes.com/2018/08/03/business/pregnant-woman-mcdonalds-coffee.html
Glyphosate Update
The popular weed killer Roundup contains an ingredient Glyphosate. Glyphosate has been classified as a carcinogen by the State of California. As the article below points out, Monsanto, the maker of Roundup is facing thousands of lawsuits over Glyphosate. The bad news is Bayer just bought Monsanto in June of 2018 and these lawsuits will…
Environmental Exposures Impacting High Net Worth Insureds
In this High Net Worth (HNW) competitive environmental intelligence, we examine the article “7 Crucial Risks Facing High Net Worth Families” and have broadened it by adding the environmental exposures (bold below) that are part of the 7 crucial risks facing HNW insureds. As the article highlights: High net worth (HNW) individuals and families face many…
Legionella Tool Kit
environmental Strategist between the lines: There has been a noticeable increase in the number of Legionnaires claims over the past few years. Below you will find a link to the Legionella Tool Kit. The Tool Kit can offer great value to your insureds with exposure to Legionella. Who has exposure to Legionella? Legionnaires Disease is a…
Yacht Fire
The fact is, simply do to their resources, High Net Worth (HNW) insureds are impacted by a wealth of environmental exposures. Until Environmental Risk Managers, Inc. (ERMI) introduced their HNW pollution program, self-insurance was basically the only option for HNW insureds in addressing their environmental exposures. As the links below point out, a yacht owner…