Category: Featured

When Neighbors Contaminate Your Property A Certified environmental Strategist (CeS) https://www.scic.com/certified-environmental-strategist/ coaches businesses to manage and transfer their environmental exposures.  The process begins with developing and executing their environmental Management Strategy (eMS).  In today’s business environment, an eMS gives businesses a competitive advantage and the foundation for their ESG (Environmental, Social and Governance) initiatives. An environmental…

Competitive environmental Intelligence (CeI) for insurance professionals that sell or consult on cyber insurance. Background:  Businesses that utilize computers can be vulnerable to a cyberattack.  In one situation a wastewater treatment plant was the target in which a hacker caused 300,000 gallons of raw sewage to spill into a river and flood the grounds of…

PFAS chemicals have climbed up the contamination hit list with a bullet.  PFAS is going to make asbestos and lead look like elementary environmental issues so to keep you up to speed on what is going on with PFAS please see the following. PFAS In Our Food:  The links below review how PFAS chemicals besides…

If you breath air, drink water, consume food, you are impacted by and contribute to our PFAS / PFOA… contamination.  As I have said in the past, PFAS liabilities are going to make asbestos and lead look like elementary environmental issues. PFAS contamination is not an IF situation.  It’s emerging and ongoing (Forever Chemicals) and…

environmental Strategist, between the lines:  As the links below point out a chemical leak at a Houston water park left dozens suffering.  “The chemicals involved included hypochlorite solution and 35% sulfuric acid”.  These are very common chemicals used in swimming pools, whirlpool spas, laps pools and of course water parks. Who are your client’s that…

environmental Strategist, between the lines:  In the past eS has sent out Competitive environmental Intelligence (CeI) on PFAS / PFOA… chemicals and how they are so ingrained in the fabric of our society.  PFAS / PFOA… are going to make asbestos and lead look like elementary environmental issues.  Their negative impact on our environment and…

When discussing pollution insurance to business owners, most often, the first thing that comes to their mind is first party clean up coverage for a spill.  While that is a coverage benefit, there are many benefits offered in a pollution policy besides just clean up. As you read, keep in mind, environmental liabilities tend to…

environmental Strategist, between the lines:  After more than three decades concentrating in environmental risk management / insurance, I am still amazed how many businesses do not understand the vast array of environmental exposures impacting their business model. An emerging pollutant businesses need to be familiar with are PFAS chemicals.  There are over 4,000 PFAS chemicals…

Natural Disaster Losses Jump 25% in 2020 •2020 Represent the fifth costliest year for covered insurance losses since 1970. •Swiss Re cautioned that climate change was expected to exacerbate Natural Disasters ERMI continues to coach how Natural Disaster Seasons (NDS, i.e. Flooding, Tornados, Forest Fires, Hurricanes, earthquakes…) are a great time to talk pollution. Most…

The article below talks about a fire that took place at a company that produces plastic products.  The fire started when a power line fell into a storage area containing plastic sheeting. Below are a few environmental issues I want to strategize on related to fires. When plastics burn, they give off toxic fumes and…