Potential environmental liability exposures: completed operations exposures including incomplete line hookup or improper system construction causing spills or emissions; fumes, emission and spills of chemicals applied during construction (finishers, sealants), lubricant oils and other fluids from field equipment; release of oils/fuels as a result of vandalism, site preparation/excavation work through preexisting contaminated soil, air emissions…
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ENVIRONMENTAL EXPOSURES FACED BY WASTEWATER TREATMENT PLANTS
Common environmental exposures faced by wastewater treatment plants include: Discharges of contaminated effluent, (resulting from a treatment process breakdown, untreatable contaminants, excess volume from combined sewer overflows….); contaminated effluent which causes soil, surface water and/or groundwater contamination (the effects of improperly treated effluent entering a surface water body might include, natural resource damages, fish kills,…
ENVIRONMENTAL EXPSOURES FOR AUTO DEALER AND REPAIR FACILITIES
Common environmental exposures encountered at car dealerships, gasoline/service stations, and garages include: Leaking underground fuel and waste oil storage tanks; Untested underground fuel & waste oil/solvent tanks and pipes; Underground tanks which were removed/abandoned; Lack of information on existing and former underground tanks (e.g. age, contents, size, construction, cathodic protection, etc.); Poor housekeeping resulting in…
SECURED CREDITOR COVERAGE FOR FINANCIAL INSTITUTIONS AND ITS ROLE IN A TRANSPARENT BUSINESS ENVIRONMENT
To make sure we start out on the same page, I would like to point out that virtually every business operating today faces either a direct or indirect environmental exposure. Businesses with direct environmental exposures are quite obvious, i.e. chemical manufacturers, environmental remediation contractors, hazardous material transporters, etc…. Businesses with indirect environmental exposures are not…
New Campaign Stresses Correct Drug Disposal
Officials from the U.S. Fish and Wildlife Service and the American Pharmacists Association (APhA) have signed a formal agreement outlining how they will work cooperatively to build consumer awareness of the hazards posed by the improper disposal of unused and expired medications into the nation’s waterways. The “SMARxT DISPOSAL” campaign was announced at APhA’s annual…
EPA Program Recognized by American IAQ Council
environmental Strategist, between the lines: Indoor air quality can be up to 20 times worse than outdoor air and children are some of the most susceptible. Most schools are operating on tight budgets and being able to get an indoor air quality program implemented for free can be very valuable. The IAQ Council has over…
Group Seeks Ban on Detergent Ingredient
environmental Strategist, between the lines: If you work with any insured’s that use nonylphenol ethoxylates, or NPEs, typically found is industrial and household detergents, let them know this change is coming. We always talk about the indirect environmental exposures a business can face and here is a perfect example. For any business using cleaning agents…
Grappling With a Climate of Change
environmental Strategist between the lines: This competitive environmental intelligence points out we are in the infancy with climate change and positions are beginning to take shape. The supreme court ruled in April 2007 the EPA can regulate green house gas emissions under the Clean Air Act. The court also ruled that states and municipalities are…
Car seats draw new warning
environmental Strategist, between the lines: CCA treated lumber has been found to leach chemicals, some plastics when heated (microwave, fire) have been found to leach chemicals, so car seats following the same path would not surprise me. There will need to be a lot more research performed to support this but an ounce of prevention,…
Sick Buildings Introduction
*There are estimates that up to 60% of all buildings can be considered sick buildings. *Indoor air quality can be 5 to 20 times worse than outdoor air. * Research indicates that people spend approximately 90 percent of their time indoors. * EPA estimates that poor indoor air may cost the nation tens of billions…