As your environmental team member, one value added service eRMI performs is assisting you to drive your growth and profits with pollution liability insurance.
That means we have to first guide you to quality leads. Next, deliver environmental educational resources so your clients can determine if pollution liability insurance can add value to their business model. For businesses that determine they want to invest into an environmental insurance product, eRMI will direct the marketing and negotiations with environmental insurance carriers so you and your client’s know they are making a good investment.
Making sure you maximize your time and resources is what we aspire to as your environmental team member.
Back in the day, the typical role of an insurance wholesaler for insurance agents was primarily to gain access to insurance carriers. In today’s business environment, insurance professionals need to utilize business strategies that are proven to maximize time and resources.
Below, eRMI offers more resources that will direct you to quality environmental leads. These particular leads have been identified by the government as using environmentally sensitive materials in their business operations.
The Toxic Release Inventory (TRI) website gives you business address, phone #, directional map, list of TRI chemicals used, amounts and more. http://www.epa.gov/enviro/facts/tri/index.html.
TRI chemicals are used by roughly 80,000 business in the United States. Any business with TRI chemicals means the government has already identified them as having a clear and present environmental exposure. Businesses monitored by the government because they utilize environmentally sensitive materials are excellent candidates for pollution liability insurance. What is their environmental financial assurance strategy?
Overview on TRI chemicals: The Toxics Release Inventory (TRI) tracks the management of over 650 toxic chemicals that pose a threat to human health and the environment. U.S. facilities in certain industry sectors that manufacture, process, or otherwise use these chemicals in amounts above established levels must report how each chemical is managed through recycling, energy recovery, treatment, and releases to the environment. A “release” of a chemical means that it is emitted to the air or water, or placed in some type of land disposal. The information submitted by facilities to the EPA and states is compiled annually as the Toxics Release Inventory or TRI, and is stored in a publicly accessible database in Envirofacts. TRI facilities are legally required to report to EPA by July 1st of each year.
There are many tools available within Envirofacts for accessing and analyzing TRI data, including:
- TRI Explorer: Generate reports on releases, transfers, and waste managed that can be displayed by facility, chemical, geographic area, industry (NAICS code), reporting years, or mapped. Users may also generate State Reports.
- TRI Search: Find basic facility information and aggregate chemical data for any facility that has reported to EPA since 1987.
- TRI Customized Search: Create a tailored query/report on multiple subject areas using the most comprehensive set to TRI data elements.
Another source for environmental insurance leads can be found at: http://www.epa.gov/enviro/facts/topicsearch.html#water. This will give you information on what hazardous waste is being generated in your marketing area, are there any cleanup sites near your marketing area, what facilities have permits to discharge waste, who handles hazardous waste in your area….
Utilizing eRMI as your environmental team member will immediately increase your profits. How you may ask, eRMI pays the cost to market your environmental business so you and your team are freed up to work on other business which generates additional revenue. This is a simple win / win example how putting eRMI on your team will drive your growth and profits.