{"id":2492,"date":"2019-03-01T18:28:51","date_gmt":"2019-03-01T18:28:51","guid":{"rendered":"http:\/\/estrategist.com\/members\/?p=2492"},"modified":"2019-03-01T18:28:51","modified_gmt":"2019-03-01T18:28:51","slug":"natural-disaster-seasons-are-a-great-time-to-talk-pollution-insurance-3","status":"publish","type":"post","link":"https:\/\/estrategist.com\/members\/natural-disaster-seasons-are-a-great-time-to-talk-pollution-insurance-3\/","title":{"rendered":"Natural Disaster Seasons Are A Great Time To Talk Pollution Insurance"},"content":{"rendered":"

United States Suffered Costliest Natural Disasters in 2018<\/strong><\/p>\n

As ERMI has coached in the past, Natural Disaster Seasons (NDS, i.e. Flooding, Tornados, Forest Fires, Hurricanes, earthquakes\u2026) are a great time to talk pollution.\u00a0 Most pollution policies do not exclude Acts of God<\/u>..<\/strong><\/p>\n

During NDS, national and local media are lighting up the airways \/ internet highway with all the pollution problems caused by natural disasters.\u00a0 The wildfires of California released all kinds of toxic chemicals contained in commercial buildings and homes.\u00a0 Residents will not be able to return their property until laborers in masks, Tyvek suits and booties begin cleaning up burned bottles of bleach, melted cans of paint, corroded car batteries\u2026.\u00a0 They will need to scrape through soil until they hit layers that are free from oil and gas and other contaminants released during the fires.<\/p>\n

As the fires burn up buildings and homes, they also release the components of modern daily life into the ground, water and atmosphere.\u00a0 In the charred footprint of each building \/ home lurks an invisible and dangerous legacy of toxic chemicals released by the blaze. There may be radioactive isotopes from burned-up antique crock ware, cupboards of incinerated household cleaners, and asbestos from old siding.\u00a0 Treated wood can release arsenic and chromium when burned.\u00a0 An incinerated computer monitor \/ television can expose heavy metals such as cadmium and lead. \u00a0Heavy metals, chemicals and biological contaminants left behind demand a cleanup of extraordinary scale, before any residents return.<\/p>\n

Note<\/u>:\u00a0 Pollution losses tend to be a severity versus frequency issue.\u00a0\u00a0\u00a0<\/strong><\/p>\n

Note<\/u>:\u00a0 Under Federal law, property owners are ultimately responsible for the environmental condition of their property regardless of who or what caused the contamination.<\/p>\n

It may not be until years later when the real estate owner goes to sell their property and an environmental site assessment unveils an environmental problem from pollutants deposited during NDS.\u00a0 Whose responsible?<\/p>\n

Since every business is impacted by environmental exposures, it\u2019s now part of \u201cBest Practices\u201d for businesses to have a financial assurance strategy in place to address their exposure to environmental liabilities caused by Natural Disasters.<\/p>\n

As your team member for all things environmental, let ERMI know how we can assist you to drive your sales during NDS.<\/p>\n

https:\/\/www.morningstar.com\/news\/dow-jones\/TDJNDN_201901085202\/us-suffered-costliest-natural-disasters-in-2018.print.html<\/a><\/p>\n

https:\/\/www.nytimes.com\/2018\/11\/29\/us\/california-fire-chemicals.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

United States Suffered Costliest Natural Disasters in 2018 As ERMI has coached in the past, Natural Disaster Seasons (NDS, i.e. Flooding, Tornados, Forest Fires, Hurricanes, earthquakes\u2026) are a great time to talk pollution.\u00a0 Most pollution policies do not exclude Acts of God.. During NDS, national and local media are lighting up the airways \/ internet… Continue reading Natural Disaster Seasons Are A Great Time To Talk Pollution Insurance<\/span><\/a><\/p>\n","protected":false},"author":223,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3,4,5,7],"tags":[],"class_list":["post-2492","post","type-post","status-publish","format-standard","hentry","category-resources","category-featured","category-risk","category-webinars","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=2492"}],"version-history":[{"count":1,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2492\/revisions"}],"predecessor-version":[{"id":2493,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2492\/revisions\/2493"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=2492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=2492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=2492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}