{"id":2400,"date":"2018-02-20T13:37:12","date_gmt":"2018-02-20T13:37:12","guid":{"rendered":"http:\/\/estrategist.com\/members\/?p=2400"},"modified":"2020-11-17T14:55:13","modified_gmt":"2020-11-17T14:55:13","slug":"city-sues-firefighter-foam-makers-over-water-contamination","status":"publish","type":"post","link":"https:\/\/estrategist.com\/members\/city-sues-firefighter-foam-makers-over-water-contamination\/","title":{"rendered":"City Sues Firefighter Foam Makers Over Water Contamination"},"content":{"rendered":"

environmental Strategist, between the lines:<\/strong>\u00a0 In a past article, \u201cMust Read For Insurance Professionals That Sell Commercial Fire Insurance Policies,\u201d I strategize why insureds need a financial assurance plan before a fire occurs to address environmental liabilities caused by fires.\u00a0 \u00a0After a fire occurs, insured\u2019s need monies to address the contamination left behind by the firefighters in putting out the fire along with charred, toxic remnants of real and personal property.<\/p>\n

Fire policies generally offer a token amount to address clean up after a fire.\u00a0 The cleanup limit offered in a fire policy is substandard because the insurance carrier does not want to foot the bill for pollution liabilities that result due to a fire.\u00a0 Environmental insurance plays a critical role in filling in this coverage gap created by fire policies.<\/p>\n

Offering substandard cleanup limits is the same strategy executed by standard property & casualty insurance carriers who offer \u201climited pollution coverage\u201d.\u00a0 The term \u201climited pollution coverage\u201d is an oxymoron because the \u201climited pollution coverage\u201d, limits the insurance carrier\u2019s exposure to paying for a pollution claim and has a very tight window to discover and report a pollution claim for coverage to be in force.<\/p>\n

As the article below points out, adding fuel to the fire (pun intended), 3M, a manufacturer of firefighting foam is being sued because the suit claims, \u201cthe foam chemicals are persistent when released into the environment and harmful.\u201d<\/p>\n

So if the lawsuit turns out to be true, firefighters are using known contaminants to put out a fire and yet fire departments are immune from environmental liabilities in the course of putting out a fire.<\/p>\n

What is your insured\u2019s financial assurance strategy to address environmental liabilities after a fire?<\/p>\n

Fill out the attached application and ERMI will negotiate for environmental insurance to fill in the coverage gap for your insureds you sell fire policies to.<\/p>\n

https:\/\/whdh.com\/news\/city-suing-fighter-foam-makers-over-water-contamination\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

environmental Strategist, between the lines:\u00a0 In a past article, \u201cMust Read For Insurance Professionals That Sell Commercial Fire Insurance Policies,\u201d I strategize why insureds need a financial assurance plan before a fire occurs to address environmental liabilities caused by fires.\u00a0 \u00a0After a fire occurs, insured\u2019s need monies to address the contamination left behind by the… Continue reading City Sues Firefighter Foam Makers Over Water Contamination<\/span><\/a><\/p>\n","protected":false},"author":223,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3,4,5,7],"tags":[215,152,254,182,328,329,205],"class_list":["post-2400","post","type-post","status-publish","format-standard","hentry","category-resources","category-featured","category-risk","category-webinars","tag-cleanup","tag-contamination","tag-environmental","tag-fire","tag-firefighter","tag-foam","tag-liability","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=2400"}],"version-history":[{"count":2,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2400\/revisions"}],"predecessor-version":[{"id":2539,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2400\/revisions\/2539"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=2400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=2400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=2400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}