{"id":2386,"date":"2018-01-10T16:59:52","date_gmt":"2018-01-10T16:59:52","guid":{"rendered":"http:\/\/estrategist.com\/members\/?p=2386"},"modified":"2018-01-10T16:59:52","modified_gmt":"2018-01-10T16:59:52","slug":"families-sue-schools-state-monsanto-over-chemical-pollution","status":"publish","type":"post","link":"https:\/\/estrategist.com\/members\/families-sue-schools-state-monsanto-over-chemical-pollution\/","title":{"rendered":"Families Sue Schools, State, Monsanto Over Chemical Pollution"},"content":{"rendered":"

environmental Strategist, between the lines:<\/strong>\u00a0 Educational institutions are one of the most at-risk businesses for environmental liabilities.\u00a0 We know for a fact that our youth are some of the most susceptible to environmental exposures,<\/strong> as they\u2019re still developing.<\/p>\n

I could strategize at length on the advantages for educational institutions to transfer their environmental liabilities to a third-party insurance carrier versus self-insuring. \u00a0When we work with Fortune 500 companies on transferring their environmental liabilities, first and foremost they want to buy coverage for bodily injury.<\/p>\n

Generally, however,<\/strong> \u201cwe do not have it in our budget\u201d is often the response from an environmentally-uneducated insured.\u00a0 The following question can be an effective way to counter that objection.\u00a0\u00a0 \u201cWhen weighing the costs of obtaining this important coverage, it would be worthwhile to consider from what source would 100% of the funds come for legal fees, bodily injury to students or staff, clean-up costs, third party damages, third party business income, loss of state-matched funds during clean-up, etc. should an environmental loss occur?\u201d<\/p>\n

Now that you have their attention, use the attached environmental Risk Assessment (eRA) for Educational Institutions to educate your insureds on the advantages of transferring their environmental liabilities to a responsible insurer.<\/p>\n

We\u2019ve developed eRA\u2019s for over 80+ classes of business to get you and your clients on the same page about the environmental exposures impacting their operations.\u00a0 We send our eRA\u2019s in a Word format, so you can cut and paste them into a marketing presentation that compliments your agencies marketing program.\u00a0 Our partner agencies find utilizing the eRA\u2019s is an excellent way to leverage their\u00a0insurance sales through educating the client about the fiscal realities of pollution protection.\u00a0 It genuinely does <\/em>have a measurable impact to their bottom line and strategic financial planning.<\/p>\n

The eRA\u2019s come in three parts:<\/p>\n

    \n
  1. Review of environmental exposure impacting your insured.<\/li>\n
  2. Environmental loss examples<\/li>\n
  3. Environmental insurance coverages that are appropriate for the insured to consider.<\/li>\n<\/ol>\n

    If your insured recognizes the value and elects to further pursue environmental insurance coverage, Environmental Risk Managers is here to make your job easier by utilizing our network and expertise to market your client\u2019s submission and supply you with the best coverage options.<\/p>\n

    https:\/\/www.edweek.org\/ew\/articles\/2018\/01\/03\/families-sue-school-state-monsanto-over_ap.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    environmental Strategist, between the lines:\u00a0 Educational institutions are one of the most at-risk businesses for environmental liabilities.\u00a0 We know for a fact that our youth are some of the most susceptible to environmental exposures, as they\u2019re still developing. I could strategize at length on the advantages for educational institutions to transfer their environmental liabilities to… Continue reading Families Sue Schools, State, Monsanto Over Chemical Pollution<\/span><\/a><\/p>\n","protected":false},"author":223,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3,4,5,7],"tags":[320,321,254,285,322,319],"class_list":["post-2386","post","type-post","status-publish","format-standard","hentry","category-resources","category-featured","category-risk","category-webinars","tag-at-risk","tag-chemical-pollution","tag-environmental","tag-exposure","tag-institutions","tag-school","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=2386"}],"version-history":[{"count":1,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2386\/revisions"}],"predecessor-version":[{"id":2387,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2386\/revisions\/2387"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=2386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=2386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=2386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}