{"id":2377,"date":"2017-12-01T16:08:09","date_gmt":"2017-12-01T16:08:09","guid":{"rendered":"http:\/\/estrategist.com\/members\/?p=2377"},"modified":"2020-11-17T14:59:45","modified_gmt":"2020-11-17T14:59:45","slug":"trouble-in-the-magic-kingdom","status":"publish","type":"post","link":"https:\/\/estrategist.com\/members\/trouble-in-the-magic-kingdom\/","title":{"rendered":"Trouble in the Magic Kingdom"},"content":{"rendered":"<p><strong>eS, between the lines:<\/strong>\u00a0 In the past couple of years I have observed a significant increase in the number of Legionnaires\u2019 outbreaks making the news.\u00a0 When I make a statement like that it means you need to be strategizing with your insureds about their exposure to Legionnaires\u2019 Disease.<\/p>\n<p>ERMI has sent out several articles on this significant health risk, but for a little background, Legionnaires\u2019 Disease is caused by a bacteria called legionella that is spread through the air, not person to person.<\/p>\n<p>Legionnaires\u2019 is an environmental exposure that can impact anyone using central air conditioning systems, fountains, room-air humidifiers, ice-making machines, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Jacuzzi\">whirlpool spas<\/a>,\u00a0<a href=\"https:\/\/en.wikipedia.org\/wiki\/Water_heating\">water heating<\/a>\u00a0systems, showers, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Evaporative_cooler\">misting<\/a>\u00a0systems typically found in grocery-store produce sections, cooling towers used in industrial cooling systems, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Evaporative_cooler\">evaporative coolers, nebulizers, <\/a><a href=\"https:\/\/en.wikipedia.org\/wiki\/Humidifiers\">humidifiers<\/a>, etc.<\/p>\n<p>If the Magic Kingdom, the \u201chappiest place on earth,\u201d can be impacted by Legionnaires\u2019 Disease, just about anyone can.\u00a0 Moreover, one can face the reputational risk it creates for those with a Legionnaires\u2019 Liability.<\/p>\n<p>Site Pollution insurance policies can cover your insureds for Legionnaires\u2019 Disease.\u00a0 When it comes to strategizing with your insureds about Legionnaires\u2019, the cleanup after an outbreak is the fourth concern your insured should be focused on.\u00a0 The first three are:<\/p>\n<ul>\n<li>Third-Party Bodily Injury<\/li>\n<li>Defense Cost<\/li>\n<li>First and Third-Party Business Income<\/li>\n<\/ul>\n<p>Can your insureds afford to self-insure as most businesses are right now for Legionnaires?<\/p>\n<p>What is your insured\u2019s financial assurance strategy for Legionnaires\u2019 Liabilities?<\/p>\n<p>Is your E&amp;O insurance the only financial assurance strategy your insureds may have for Legionnaires\u2019 Liabilities?<\/p>\n<p><strong>Disneyland shuts down cooling towers over Legionnaires&#8217; cases<\/strong><\/p>\n<p><a href=\"http:\/\/www.cnn.com\/2017\/11\/12\/health\/disneyland-legionnaires-anaheim\/index.html\">http:\/\/www.cnn.com\/2017\/11\/12\/health\/disneyland-legionnaires-anaheim\/index.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>eS, between the lines:\u00a0 In the past couple of years I have observed a significant increase in the number of Legionnaires\u2019 outbreaks making the news.\u00a0 When I make a statement like that it means you need to be strategizing with your insureds about their exposure to Legionnaires\u2019 Disease. ERMI has sent out several articles on&hellip; <a class=\"more-link\" href=\"https:\/\/estrategist.com\/members\/trouble-in-the-magic-kingdom\/\">Continue reading <span class=\"screen-reader-text\">Trouble in the Magic Kingdom<\/span><\/a><\/p>\n","protected":false},"author":223,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3,4,5,7],"tags":[274,311,308,314,312,313,310,309],"class_list":["post-2377","post","type-post","status-publish","format-standard","hentry","category-resources","category-featured","category-risk","category-webinars","tag-bacteria","tag-disease","tag-disney-world","tag-environmental-exposure","tag-heath-risk","tag-legionella","tag-legionnaries","tag-magic-kingdom","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=2377"}],"version-history":[{"count":2,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2377\/revisions"}],"predecessor-version":[{"id":2542,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2377\/revisions\/2542"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=2377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=2377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=2377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}