Contractors continue to be the number one class of business Environmental Risk Managers, Inc. (ERMI) writes for our Partner Agencies. The vast majority of this is being driven by contracts requiring contractors to evidence Contractor\u2019s Pollution Liability (CPL) insurance in order to perform their construction services.<\/p>\n
\u201cBack in the day\u201d it was not uncommon for contractors to negotiate the CPL insurance requirement out of the contracts.\u00a0 Today, so many companies have experienced environmental liabilities created by the contractors they have hired that it\u2019s common practice to require CPL coverage and not negotiate it out of the contract.\u00a0 Home Depot and Walmart have spearheaded the charge since they each paid multi-million dollar fines to the EPA for liabilities created by their vendor contractors.<\/p>\n
ERMI has also developed environmental Risk Assessments (eRA) for a variety of construction classes.\u00a0 The eRA\u2019s are designed to get you and your client\/s on the same page about the environmental exposures impacting their operations.\u00a0 We send our eRA\u2019s in a Word format so you can cut and paste them into a marketing presentation that compliments your agencies marketing program.\u00a0 Our Partner Agencies find utilizing the eRA\u2019s is an excellent way to leverage their\u00a0insurance sales because an educated insured understands the value investing in an environmental insurance product will add to their business model.<\/p>\n
The eRA\u2019s come in three parts:<\/p>\n
The ultimate goal is to educate your insured so they can make the best decisions for their business. If your insured sees value and elects to further pursue environmental insurance coverage, we\u2019re here to make your job easier by utilizing our insurance network to market your client\u2019s submission and supply you with the best coverage options.<\/p>\n
Please let ERMI know how we can assist you to drive your sales of CPL coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"
Contractors continue to be the number one class of business Environmental Risk Managers, Inc. (ERMI) writes for our Partner Agencies. The vast majority of this is being driven by contracts requiring contractors to evidence Contractor\u2019s Pollution Liability (CPL) insurance in order to perform their construction services. \u201cBack in the day\u201d it was not uncommon for… Continue reading ERMI on Contractors<\/span><\/a><\/p>\n","protected":false},"author":223,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3,4,5,7],"tags":[92,262,264,263,127,205,9,163],"class_list":["post-2332","post","type-post","status-publish","format-standard","hentry","category-resources","category-featured","category-risk","category-webinars","tag-contractors","tag-contracts","tag-coverage","tag-home-depot","tag-insurance","tag-liability","tag-pollution","tag-walmart","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=2332"}],"version-history":[{"count":4,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2332\/revisions"}],"predecessor-version":[{"id":2550,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/2332\/revisions\/2550"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=2332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=2332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=2332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}