{"id":157,"date":"2006-12-14T11:35:02","date_gmt":"2006-12-14T15:35:02","guid":{"rendered":"http:\/\/www.environmentalriskmanagers.com\/erm\/your-soft-market-antidote\/"},"modified":"2006-12-14T11:35:02","modified_gmt":"2006-12-14T15:35:02","slug":"your-soft-market-antidote","status":"publish","type":"post","link":"https:\/\/estrategist.com\/members\/your-soft-market-antidote\/","title":{"rendered":"Your Soft Market Antidote"},"content":{"rendered":"<p style=\"margin: 1ex\"><font face=\"verdana\"><strong>environmental Strategist,  between the lines:<\/strong> One of our environmental insurance carriers  sent out the following competitive environmental intelligence. <\/font><\/p>\n<p><font face=\"verdana\"><a href=\"http:\/\/www.estrategist.com\/\" target=\"_blank\">www.estrategist.com<\/a><\/font><\/p>\n<p><font face=\"verdana\"><strong>Your Soft Market Antidote<\/strong><\/font><\/p>\n<p><font face=\"verdana\">Agents who desire an exceptional  insurance product to round out their contracting risks needlook no further  than Contractor&#8217;s Pollution Liability (CPL) insurance.<\/font><\/p>\n<p><font face=\"Arial\" size=\"2\"><strong><u>Contractors:<\/u><\/strong> All contractors  have a pollution exposure, and some of the largest pollution losses  can come from risks that are not classified as environmental contractors.<\/p>\n<p>Serious pollution losses can arise while digging, moving or operating  equipment, performing any construction activity or can arise as a result  of a fire, explosion, storm, vandalism etc.<\/p>\n<p>Most CPL losses result from unforeseen and unpredictable circumstances,  arising out of a variety of contracting activities. To answer  this exposure you should be letting all of your contractors know that  they can apply for Contractors Pollution Liability (CPL).<\/p>\n<p>CPL can provide third party Bodily Injury, Property Damage and Cleanup  coverage for unintentional pollution caused by covered operations while  the named insured is working at sites that are not owned or occupied  by the named insured.<\/p>\n<p>CPL coverage usually ends once materials are moved beyond the boundaries  of the job site. As the name implies, contractors of all types purchase  this coverage.<\/p>\n<p>CPL policies may be written on either claims made or occurrence form,  depending on exposures.<\/p>\n<p>CPL policies can be written either on a job specific or annual basis.<\/font><\/p>\n<p><font face=\"Arial\" size=\"2\"><strong>Examples of Recently Written CPL Risks:<\/strong> <\/font><\/p>\n<ul type=\"disc\">\n<li><font face=\"Arial\" size=\"2\">$1mm Occurrence Form CPL and    $1mm Claims Made Mold CPL for a large drywall and plastering contractor    &#8211; Premium $27,988 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$2mm Project Specific CPL    including mold covering the installation of a fire suppression system    at a hospital &#8211; Premium $6,000 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm Occurrence Form CPL for    a weatherization contractor &#8211; Premium $2,500 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm CPL including Mold for    a fire and water restoration contractor &#8211; Premium $4,000 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm Occurrence Form CPL and    $100,000 Claims Made Mold CPL for a firestop and caulking contractor    &#8211; Premium $5,255 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm CPL including mold for    a contractor performing mold remediation, lead paint remediation and    air duct cleaning &#8211; Premium $6,000 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm Occurrence Form CPL increased    to $5mm for one project for a concrete construction and painting contractor    &#8211; Premium $11,000 (including the project increase) <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm project specific Occurrence    Form CPL covering a job involving the installation of water piping &#8211;    Premium $2,670 <\/font><\/li>\n<li><font face=\"Arial\" size=\"2\">$1mm Occurrence Form CPL for    an industrial refrigeration contractor &#8211; Premium $11,897 <\/font><\/li>\n<\/ul>\n<p align=\"center\"><font face=\"verdana\"><strong>Don\u00e2\u20ac\u2122t miss  out on this phenomenal opportunity to provide important coverage for  your insured&#8217;s while earning competitive CPL commissions that can  offset premium reductions in your standard lines!<\/strong><\/font><\/p>\n","protected":false},"excerpt":{"rendered":"<p>environmental Strategist, between the lines: One of our environmental insurance carriers sent out the following competitive environmental intelligence. www.estrategist.com Your Soft Market Antidote Agents who desire an exceptional insurance product to round out their contracting risks needlook no further than Contractor&#8217;s Pollution Liability (CPL) insurance. Contractors: All contractors have a pollution exposure, and some of&hellip; <a class=\"more-link\" href=\"https:\/\/estrategist.com\/members\/your-soft-market-antidote\/\">Continue reading <span class=\"screen-reader-text\">Your Soft Market Antidote<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-157","post","type-post","status-publish","format-standard","hentry","category-resources","entry"],"_links":{"self":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/comments?post=157"}],"version-history":[{"count":0,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/posts\/157\/revisions"}],"wp:attachment":[{"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/media?parent=157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/categories?post=157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/estrategist.com\/members\/wp-json\/wp\/v2\/tags?post=157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}