environmental Strategist between the lines: There has been a noticeable increase in the number of Legionnaires claims over the past few years. Below you will find a link to the Legionella Tool Kit. The Tool Kit can offer great value to your insureds with exposure to Legionella. Who has exposure to Legionella? Legionnaires Disease is a…
Tag: exposure
Yacht Fire
The fact is, simply do to their resources, High Net Worth (HNW) insureds are impacted by a wealth of environmental exposures. Until Environmental Risk Managers, Inc. (ERMI) introduced their HNW pollution program, self-insurance was basically the only option for HNW insureds in addressing their environmental exposures. As the links below point out, a yacht owner…
How are your client’s buying their raw materials?
Environmental Strategist between the lines: The majority of transportation pollution losses occur during the loading and unloading process, see the link below. It’s also important to understand how your clients are buying their raw materials, FOB (freight on Board) point of shipment or FOB point of delivery? The majority of businesses buy their raw materials…
ERMI on Contractors Operating Facilities
Continuing with our environmental risk management series for contractors, you will find attached an environmental Risk Assessment (eRA) for pollution exposures impacting Contractors Operating Facilities. So often we strategize on the pollution exposures impacting contractors while operating in the field but what about their office / shop / equipment storage… operations that support their in…
TEAMing with Accountants to Drive Insurance Sales
Offering assurance on a client’s financial position is the foundation of an Accounts business model. The Accounting profession offers various levels of assurance from an Audited financial statement, Reviewed or Compilation. After going through their defined process, Accounts offer an opinion whether the financial statements are accurate and free of material misstatements. The Accountants work…
TEAMing with Attorney’s To Drive Insurance Sales
Of all the “business professionals” (i.e. attorney’s, accountant’s, banker’s, realtor’s, environmental engineers) we are highlighting in the ERMI TEAMing with “Business Professionals” series, attorneys represent the lowest hanging fruit for insurance professionals to TEAM with. There are several reasons for this which we will cover in this competitive environmental intelligence but mainly, attorneys tend to…
Legionella Update
environmental Strategist between the lines: In the last couple of years I have sent out more articles on Legionella than any other environmental subject. Why, because after years of monitoring Legionella the amount of attention focusing on this pollutant has increased dramatically. As you will see in the links below, there are a variety of…
Families Sue Schools, State, Monsanto Over Chemical Pollution
environmental Strategist, between the lines: Educational institutions are one of the most at-risk businesses for environmental liabilities. We know for a fact that our youth are some of the most susceptible to environmental exposures, as they’re still developing. I could strategize at length on the advantages for educational institutions to transfer their environmental liabilities to…
Drum Refurbishing: Who Are Your Neighbors?
environmental Strategist, between the lines: A huge environmental exposure most businesses do not think about comes from their neighbors. When an environmental engineer conducts a Phase I site assessment they do a minimum of a 2-mile radius search of the subject property to see if any neighbors have been identified as contaminators that can impact…
Miss-Delivery of Product
environmental Strategist, between the lines: Miss-delivery of product is a huge environmental exposure most businesses do not consider. The article below highlights how in one of the most regulated industries, Nuclear, miss-delivery of products takes place. How easy is it for less regulated raw materials and products? How would you like to find out a…