Learn about Environmental Exposures for Asbestos/Lead/Mold Consultants, Drilling/Geotechnical Contractors, Ecological Consultants, Environmental Engineers and Consultants, Geotechnical Engineers, Laboratories, Remedial Action Contractors
Tag: environmental
Legionella Tool Kit
environmental Strategist between the lines: There has been a noticeable increase in the number of Legionnaires claims over the past few years. Below you will find a link to the Legionella Tool Kit. The Tool Kit can offer great value to your insureds with exposure to Legionella. Who has exposure to Legionella? Legionnaires Disease is a…
Yacht Fire
The fact is, simply do to their resources, High Net Worth (HNW) insureds are impacted by a wealth of environmental exposures. Until Environmental Risk Managers, Inc. (ERMI) introduced their HNW pollution program, self-insurance was basically the only option for HNW insureds in addressing their environmental exposures. As the links below point out, a yacht owner…
Lawsuits filed for contamination after Hurricane Harvey
Each year, the losses from Natural Disasters continue to rise. In correlation, we are seeing a rise in the number of lawsuits for environmental liabilities caused by Natural Disasters. For businesses located in areas impacted by Natural Disasters, part of “Best Practices” is having a financial assurance strategy in place. As ERMI has coached in…
How are your client’s buying their raw materials?
Environmental Strategist between the lines: The majority of transportation pollution losses occur during the loading and unloading process, see the link below. It’s also important to understand how your clients are buying their raw materials, FOB (freight on Board) point of shipment or FOB point of delivery? The majority of businesses buy their raw materials…
ERMI on Contractors Operating Facilities
Continuing with our environmental risk management series for contractors, you will find attached an environmental Risk Assessment (eRA) for pollution exposures impacting Contractors Operating Facilities. So often we strategize on the pollution exposures impacting contractors while operating in the field but what about their office / shop / equipment storage… operations that support their in…
TEAMing with Electrical Contractors
Continuing with our environmental risk management series for contractors, you will find attached an environmental Risk Assessment (eRA) for Electrical Contractors. We’ve developed eRA’s for over 80+ classes of business to get you and your clients on the same page about the environmental exposures impacting their operations. We send our eRA’s in a Word format,…
TEAMing with Accountants to Drive Insurance Sales
Offering assurance on a client’s financial position is the foundation of an Accounts business model. The Accounting profession offers various levels of assurance from an Audited financial statement, Reviewed or Compilation. After going through their defined process, Accounts offer an opinion whether the financial statements are accurate and free of material misstatements. The Accountants work…
TEAMing with Attorney’s To Drive Insurance Sales
Of all the “business professionals” (i.e. attorney’s, accountant’s, banker’s, realtor’s, environmental engineers) we are highlighting in the ERMI TEAMing with “Business Professionals” series, attorneys represent the lowest hanging fruit for insurance professionals to TEAM with. There are several reasons for this which we will cover in this competitive environmental intelligence but mainly, attorneys tend to…
TEAMing with Bankers to Drive Insurance Sales
For decades, Bankers have utilized environmental indemnifications in their loan documents as protection from environmental liabilities. Then in the mid 1990’s Phase I / II… environmental site assessments were added as another layer of defense for a Bankers lender liability exposure on real estate transactions. In basic terms, environmental indemnifications and Phase I’s have been…