What is a Pollutant?

What is a pollutant? If you look at an insurance policy they will define a pollutant as smoke, soot, vapors, fumes, acids. I am not a scientist and so the definition of a pollutant we use at ERMI is a material, substance or product that gets introduced into an environment for other than its intended…

EPA Envirofacts

The U.S. Environmental Protection Agency (EPA) has just added more than 6,300 chemicals and 3,800 chemical facilities regulated under the Toxic Substances Control Act (TSCA) to a public database called Envirofacts. The Envirofacts database is EPA’s single point of access on the Internet for information about environmental activities that may affect air, water and land…

Successfully Writing Environmental Insurance Begins With A Quality Submission

Virtually every business in existence faces either direct or indirect environmental exposures. Through development and execution of an environmental Management Strategy (eMS), most businesses realize they do not possess the financial strength to self insure their environmental exposures. One environmental risk transfer strategy is to purchase an environmental liability insurance policy. A quality environmental insurance…